July 2024

Can’t pay the premium and don’t want to terminate the contract? In fact, you can pay in full with reduced amount

When you don’t want to pay the main premium, but you still want the rider policy to remain valid, you can activate the special skill “Reduced Payment” to instantly reduce your premium by thousands of dollars the next year, greatly reducing the pressure on you to pay premiums! Please, please speak ChineseYou bought a 40-square-meter […]

Can’t pay the premium and don’t want to terminate the contract? In fact, you can pay in full with reduced amount Read More »

The pressure on premiums is high but you don’t want less insurance coverage. “Extension insurance” allows you to take care of the present moment.

When you don’t want to pay the premium but want the policy to remain valid, you can activate the special skill “Extension Insurance” to keep the insured amount unchanged and shorten the original protection period. Please, please speak ChineseYou bought a 40-square-meter house with 20-year installments. After paying for it for 2 years, you found

The pressure on premiums is high but you don’t want less insurance coverage. “Extension insurance” allows you to take care of the present moment. Read More »

What is maturity insurance? Analysis of important terms in insurance

Today we will introduce an important term related to insurance: “maturity insurance premium”. Maybe you are unfamiliar with the terminology of insurance, but don’t worry, we will explain this term to you in a simple and easy-to-understand way to help you better understand its meaning and function. What is maturity insurance?Insurance is a tool to

What is maturity insurance? Analysis of important terms in insurance Read More »

What is survival insurance? Conditions for receiving survival insurance benefits and related rights and interests

Various terms often appear in the world of insurance, which can be a bit confusing. But don’t worry, the “survival insurance” we are going to talk about today is actually not difficult to understand! Through this article, we will explain the meaning of this term to you in a relaxed language, so that you can

What is survival insurance? Conditions for receiving survival insurance benefits and related rights and interests Read More »

What is Premium Waiver? If you meet these conditions, you will be exempt from paying premiums

When we talk about insurance, premium is an inevitable part, it is the fee we pay to the insurance company in exchange for insurance protection. However, sometimes life has unexpected events and people suddenly fall into financial difficulties, such as cancer that requires long-term treatment, or disability that prevents them from working. At this time,

What is Premium Waiver? If you meet these conditions, you will be exempt from paying premiums Read More »

What is hospital discharge insurance? Understand the claim amount and payment conditions at once!

When we talk about health insurance, we usually think of hospitalization, surgical costs, and even emergency room visits. But did you know that in addition to hospitalization, there is also a medical insurance benefit called “hospitalization insurance”? The subsequent recovery of the body is as important as the treatment during hospitalization, so there is hospital

What is hospital discharge insurance? Understand the claim amount and payment conditions at once! Read More »

What is the insurance waiting period? Did you know that you cannot be compensated for an accident during this period?

Not all insurances can provide protection immediately after purchasing the insurance. If the product contains a “waiting period” description, it will take a period of time before you can apply for a claim. The waiting period is set up by insurance companies to prevent people from taking out insurance while sick. The purpose is to

What is the insurance waiting period? Did you know that you cannot be compensated for an accident during this period? Read More »

Critical illness insurance and major injury insurance are different! Which one is better to choose?

Cancer and heart disease are common causes of death in Taiwan, and treatment costs can reach hundreds of thousands of dollars. Critical illness insurance and critical injury insurance are both insurances that provide one-time claims for serious illnesses, but they are different in terms of coverage, claim conditions, etc. If you want to know the

Critical illness insurance and major injury insurance are different! Which one is better to choose? Read More »

What happens to the rider when the main contract ends? Do you know the continuation clause?

When purchasing insurance, in addition to the main contract, you can also purchase add-ons to obtain more comprehensive protection. However, if the main contract is terminated, the additional contract will also become invalid. When many main contracts are terminated, the rider can actually protect it for decades. What many people want is to have the

What happens to the rider when the main contract ends? Do you know the continuation clause? Read More »